Partial Disability: Offers compensation for partial disabilities resulting from an accident.

Accidental Hospitalization: Covers expenses related to hospitalization and treatment due to accidental injuries.Daily Allowance: Provides a daily allowance for each day of hospitalization due to an accident, subject to policy terms.

Emergency Assistance: Includes access to emergency services and support to handle accident-related situations.

Eligibility:

Age: Typically 18 to 65 years.

Occupation: Available for individuals across various occupations.

Health Status: Must be in good health at the time of application; some pre-existing conditions may be excluded.

Documents Required:

 Proof of identity (Aadhaar card, passport, etc.)

Proof of age (birth certificate, passport, etc.)

Medical history (if applicable)

Recent passport-sized photographs

Example:Let’s consider Mr. Patel, who opts for the “Oops Proof Plan” to ensure he and his family are covered in case of an accident.

– Sum Insured: ₹10 lakhs

– Coverage Includes:

  – Accidental Death: ₹10 lakhs

  – Permanent Total Disability: ₹10 lakhs

  – Partial Disability: Coverage up to ₹5 lakhs

  – Hospitalization Expenses: Up to ₹2 lakhs

  – Daily Allowance: ₹1,000 per day for up to 30 days

Scenario:If Mr. Patel suffers an accident resulting in permanent total disability, he will receive ₹10 lakhs under the accidental death and disability coverage. Additionally, if he incurs hospitalization expenses, he can claim up to ₹2 lakhs. The daily allowance will provide ₹1,000 for each day he is hospitalized due to the accident, up to the policy limit.Let me know if you need any modifications or additional details!