Customized Loan Amounts: Get approved for a loan amount that matches your budget and needs, whether you’re buying your first home or refinancing an existing mortgage.

Quick Processing: Experience fast and efficient loan processing with minimal paperwork.- Expert Guidance: Our team of financial experts will guide you through the entire loan process, from application to disbursement.

Eligibility Criteria:

– Age: Typically 21 to 65 years.

– Income: Stable monthly income from employment or self-employment.

– Credit Score: A good credit score (usually 650 or higher) is preferred, but we assess each application individually.

– Property: The property must be used for residential purposes and meet our valuation criteria.

Documents Required:

– Proof of identity (Aadhaar card, passport, etc.)

– Proof of income (salary slips, bank statements, tax returns, etc.)

– Proof of property ownership or agreement to purchase

– Recent passport-sized photographs

Example:Let’s consider Mr. and Mrs. Sharma, who are looking to buy their first home. They decide to apply for a Home Sweet Loan with Raghvani Capital.

– Loan Amount Required: ₹50 lakhs

– Property Value: ₹75 lakhs

– Loan Tenure: 20 years

– Interest Rate: 8.75% per annum

– Processing Fee: Up to 1% of the loan amount, subject to a minimum amount stipulated by the lender.

– Monthly EMI: ₹42,126 (approximate)

Breakdown:Principal Loan Amount: ₹50,00,000

1. Interest: ₹35,24,504 (over 20 years at 8.75%)
2. Total Repayment Amount: ₹85,24,504

Mr. and Mrs. Sharma benefit from competitive interest rates and flexible repayment options, making their monthly EMI manageable. With expert guidance, the process is smooth and efficient.

Let me know if there are any other adjustments needed!